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Wyoming Health Insurance Marketplaces and Exchanges

To get affordable health insurance in Wyoming, choose one of the following:

What This Page Covers

After reading this page, you will know more about Wyoming health insurance marketplaces and exchanges. You will learn the difference between the public and private marketplaces and exchanges, what they give you access to, the pros and cons of using public vs private exchanges, and who manages each exchange.

What Are Health Insurance Marketplaces And Exchanges?

Exchanges or marketplaces are services that enable enrollment in insurance through a public or private forum. These forums are accessible through multiple portals and websites.

Wyoming Private Exchanges vs Public Exchanges

Public Exchanges

The public exchange for Wyoming is run by the Department of Health and Human Services (HHS), at the federal level, after Governor Matt Mead decided to initially use the federal exchange, while further researching the state exchange option. After developing a committee to fully review the benefits, it was decided that the federal exchange would result in better outcomes for the state of Wyoming. When using the public exchange, your application will also verify if you qualify for Medicaid, CHIP, or other discounts based on income level.

Private Exchanges

The private exchange is designed for employers to allow employees to enroll in a pre-selected company health insurance plan. It is also where individuals and small businesses shop and enroll for coverage during the open enrollment window. Consulting firms or brokers typically run the private exchange utilized by an employer.